pmvishwakarma.gov.in: The PM Vishwakarma Yojana is a program started by Prime Minister Narendra Modi. It offers low-interest loans to artisans. The goal is to support these craftsmen, known as ‘Vishwakarma’, and provide them with benefits.
If you want to apply for this scheme in 2024, go to pmvishwakarma.gov.in. Start the sign-up process there to get the scheme’s benefits. Use the CSC login to access the registration page easily. Fill in your details like Aadhaar, phone number, bank info, and other needed documents.
How to Register Vishwakarma Yojana Online?
- Visit the official website of PM Vishwakarma Yojana.
- Register online for comprehensive details.
- Once registered, you can check your application status on the website.
- You can also download your Vishwakarma Certificate and ID card from the website.
- If you want to register, you can also visit the nearest CSC or common service center.
- Bring all necessary documents to the CSC center.
- The operator at the CSC center will guide you through the registration process on the website.
How to Apply PM Vishwakarma Yojana Online Application?
- Go to the PM Vishwakarma website and click on “login”.
- Choose “CSC Login” and then “CSC- View E-Shram Data”.
- Log in with your CSC username and password.
- Look at the details of E-Shram registered applicants and contact them for registration.
- Choose “CSC- Register Artisans” from the login dropdown.
- Log in again with your CSC details.
- Answer “No” to being a government employee and having past loans, then click “Continue”.
- Enter your Aadhaar-linked mobile number and verify it with OTP.
- Authenticate your Aadhaar using biometrics.
- Fill in the registration form with your personal details from Aadhaar.
- Enter your contact details, including Pan Card Number if you have one.
- Enter your family details using the ration card number.
- Fill in your Aadhaar address details, including state, district, and PIN code.
- If your current address is different from your Aadhaar address, enter it.
- Select your profession/trade and provide your business address details.
- Enter your bank details, including account number and IFSC code.
- If you need credit support, specify the amount and select the loan bank/branch.
- If you have a UPI ID, provide the details.
- Review the benefits of the scheme in the Skill Training and Tool Kit sections.
- Choose the Marketing Support benefits under the scheme.
- Accept the Declaration and Terms and Conditions, then submit the form to get a Registration Number.
Eligibility Criteria for PM Vishwakarma Yojana:
- You should be an artisan or craftsperson in one of the 18 traditional trades mentioned in the scheme.
- You should be self-employed and working in the unorganized sector.
- You should be at least 18 years old when you register.
- You should be actively working in your trade when you register.
- You should not have taken any loans under similar schemes from the Central or State Government for self-employment or business development in the past 5 years.
- Only one person per family can register and get benefits from the scheme. A ‘family’ includes the husband, wife, and unmarried children.
- If you or your family members are in government service, you are not eligible for the scheme.
Documents Required for PM Vishwakarma Yojana:
- Aadhaar Card:.
- Mobile Number:
- Bank Details:
- Ration Card:
- Caste Certificate:
- Income Certificate:
- Residence Certificate:
- Educational Qualification Certificate:
- Skill Certification:
- Business Certificate: To prove your business (if you have one).
Verification Process:
- When you sign up at a CSC, it starts a three-step check. The Village Council or Gram Panchayat and the head of the Urban Local Body do this. They look at your sign-up details and family info.
- After they check your details, they send them online to the District Implementation Committee. This group does another review to make sure the requests are okay.
- The final okay is given by the Screening Committee. This group is led by a field officer from the Office of DC-MSME. It also includes the State Lead Bank Manager and representatives of MSDE in each state or UT.
- Before they okay the sign-ups, the Screening Committee does a final check. They think about the recommendations from the District Implementation Committee. This makes sure all sign-ups are checked and okayed before they are approved.
PM Vishwakarma Payment Details:
The Vishwakarma scheme has two types of training:
Basic and Advanced.
People in these courses get a daily stipend of 500 rupees. At first, the scheme gives a loan of up to one lakh rupees at a low interest rate of up to five percent. After setting up the business, the second phase gives a cheaper loan of 2 lakh rupees. The first loan has to be paid back in 18 months and the second one in 30 months.
Business covered under Vishwakarma:
| Trade | Description |
|---|---|
| Tailor (Darzi) | Makes clothes |
| Cobbler (Charmkar) | Makes shoes |
| Potter (Kumhaar) | Makes pottery |
| Barber (Naai) | Cuts hair |
| Blacksmith (Lohar) | Works with metal |
| Basket/Mat/Broom Maker | Makes baskets, mats, and brooms |
| Sculptor (Moortikar) | Makes stone sculptures |
| Carpenter (Suthar) | Works with wood |
| Goldsmith (Sonar) | Works with gold |
| Locksmith | Makes locks |
| Boat Maker | Builds boats |
| Garland maker (Malakaar) | Makes garlands |
| Washerman (Dhobi) | Washes clothes |
| Mason (Rajmistri) | Builds with bricks |
| Hammer and Tool Kit Maker | Makes hammers and toolkits |
| Armourer | Makes armor |
| Doll & Toy Maker | Makes dolls and toys |
| Fishing Net Maker | Makes fishing nets |